:root{
  --ink:#10182b; --ink-soft:#41506b; --paper:#f5f7fc; --card:#ffffff;
  --line:#dfe5f1; --navy:#142a55; --navy-deep:#0d1d3c; --gold:#d8a72a;
  --gold-deep:#b9871a; --teal:#1c8a86; --crim:#c2413a; --shadow:0 8px 26px rgba(16,26,55,.10);
  --radius:13px; --wrap:1090px; --gutter:22px;
}
*{box-sizing:border-box}
html,body{width:100%;overflow-x:hidden;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:"Mulish",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.68;font-size:17px;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:"Fraunces","Mulish",Georgia,serif;line-height:1.2;color:var(--navy-deep);font-weight:700;margin:1.6em 0 .55em}
h1{font-size:2.05em;margin-top:.35em;letter-spacing:-.01em}
h2{font-size:1.5em}
h3{font-size:1.18em}
h4{font-size:1.04em;font-family:"Mulish",sans-serif}
p{margin:0 0 1.05em}
a{color:var(--teal);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}

/* scroll progress */
.progress{position:fixed;top:0;left:0;height:3px;width:0;z-index:60;
  background:linear-gradient(90deg,var(--gold),var(--gold-deep));transition:width .12s linear}

/* header */
.site-head{position:sticky;top:0;z-index:50;background:rgba(13,29,60,.97);
  backdrop-filter:saturate(140%) blur(6px);box-shadow:0 2px 14px rgba(13,29,60,.28)}
.head-row{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter);
  display:flex;align-items:center;gap:14px;height:64px;flex-wrap:nowrap}
.brand-logo{color:#fff;font-family:"Fraunces",serif;font-weight:700;font-size:1.28em;
  letter-spacing:-.01em;white-space:nowrap;flex:0 0 auto}
.brand-logo:hover{text-decoration:none;color:#ffe9b3}
.nav-main{display:flex;align-items:center;gap:3px;margin-left:auto;flex-wrap:nowrap}
.nav-main a{color:#d7e0f3;font-weight:600;font-size:.93rem;padding:8px 9px;border-radius:8px;white-space:nowrap}
.nav-main a:hover{color:#fff;background:rgba(255,255,255,.08);text-decoration:none}
.nav-main a.active{color:#ffe2a0}
.cta-head{margin-left:6px;background:linear-gradient(180deg,var(--gold),var(--gold-deep));
  color:#1c1402 !important;font-weight:800 !important;padding:9px 15px !important;border-radius:9px;
  box-shadow:0 4px 12px rgba(184,135,26,.4)}
.cta-head:hover{filter:brightness(1.06);background:linear-gradient(180deg,var(--gold),var(--gold-deep))}
.burger{display:none;margin-left:auto;width:42px;height:42px;border:0;border-radius:9px;
  background:rgba(255,255,255,.1);cursor:pointer;position:relative}
.burger span,.burger span::before,.burger span::after{position:absolute;left:11px;width:20px;height:2px;
  background:#fff;border-radius:2px;transition:.22s}
.burger span{top:20px}
.burger span::before{content:"";top:-6px}
.burger span::after{content:"";top:6px}
.burger[aria-expanded="true"] span{background:transparent}
.burger[aria-expanded="true"] span::before{top:0;transform:rotate(45deg)}
.burger[aria-expanded="true"] span::after{top:0;transform:rotate(-45deg)}

/* breadcrumbs */
.crumbs{font-size:.86rem;color:var(--ink-soft);padding-top:16px;padding-bottom:2px}
.crumbs a{color:var(--ink-soft)}
.crumbs .sep{margin:0 7px;color:#aab4c8}

/* main */
main{display:block;padding:8px 0 50px}
main .wrap>:first-child{margin-top:.3em}
.snippet{font-size:1.12em;color:var(--ink);background:linear-gradient(180deg,#fff,#fbfcff);
  border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);
  padding:16px 20px;margin:6px 0 22px;box-shadow:var(--shadow)}
.lead{font-size:1.06em;color:var(--ink-soft)}

/* hero image */
figure{margin:0 0 26px}
figure img{display:block;width:100%;height:auto;border-radius:var(--radius);box-shadow:var(--shadow)}
figcaption{font-size:.85rem;color:var(--ink-soft);margin-top:8px;text-align:center}
.hero img{cursor:zoom-in}

/* lists */
main ul,main ol{margin:0 0 1.2em;padding-left:1.25em}
main li{margin:.3em 0}
.checks{list-style:none;padding-left:0}
.checks li{position:relative;padding-left:30px;margin:.45em 0}
.checks li::before{content:"";position:absolute;left:4px;top:.55em;width:9px;height:9px;border-radius:50%;
  background:var(--gold)}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:6px 0 24px}
.proscons>div{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;box-shadow:var(--shadow)}
.proscons h4{margin:.1em 0 .5em}
.proscons ul{list-style:none;padding-left:0;margin:0}
.proscons li{padding-left:24px;position:relative;margin:.4em 0;font-size:.97em}
.pros li::before{content:"+";position:absolute;left:2px;color:var(--teal);font-weight:800}
.cons li::before{content:"\2212";position:absolute;left:2px;color:var(--crim);font-weight:800}

/* tables */
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:6px 0 24px;
  border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
table{border-collapse:collapse;width:100%;min-width:430px;background:var(--card);font-size:.96em}
th,td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line)}
thead th{background:var(--navy);color:#fff;font-weight:700;font-size:.92em}
tbody tr:nth-child(even){background:#f7f9fe}

/* cards / callouts */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:18px 20px;box-shadow:var(--shadow);margin:6px 0 24px}
.note{background:#fff7e6;border:1px solid #f0dca8;border-radius:11px;padding:13px 16px;margin:6px 0 22px;
  font-size:.97em;color:#5b4a1d}
.verdict{display:flex;flex-wrap:wrap;gap:18px;align-items:center;background:linear-gradient(120deg,#11254c,#1c3a6e);
  color:#eef3fb;border-radius:var(--radius);padding:20px 22px;margin:8px 0 26px;box-shadow:var(--shadow)}
.verdict .score{font-family:"Fraunces",serif;font-size:2.6em;font-weight:700;color:#ffd766;line-height:1}
.verdict h2,.verdict h3{color:#fff;margin:.1em 0 .3em}
.verdict p{margin:.2em 0;color:#cdd9ef}
.verdict .col{flex:1 1 220px;min-width:0}

/* stat row */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(135px,1fr));gap:14px;margin:6px 0 24px}
.stat{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px;box-shadow:var(--shadow)}
.stat b{display:block;font-family:"Fraunces",serif;font-size:1.4em;color:var(--navy-deep)}
.stat span{font-size:.85em;color:var(--ink-soft)}

/* tabs */
.tabwrap{margin:6px 0 26px}
.tabbtns{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:12px}
.tabbtns button{border:1px solid var(--line);background:var(--card);color:var(--ink-soft);
  padding:9px 15px;border-radius:9px;cursor:pointer;font-weight:700;font-size:.92rem;font-family:inherit}
.tabbtns button[aria-selected="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
.panel{display:none;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:16px 20px;box-shadow:var(--shadow)}
.panel.show{display:block}
.panel :last-child{margin-bottom:0}

/* calculator */
.calc{background:linear-gradient(160deg,#fbfcff,#eef3fc);border:1px solid var(--line);
  border-radius:var(--radius);padding:18px 20px;margin:6px 0 26px;box-shadow:var(--shadow)}
.calc label{display:block;font-weight:700;font-size:.93rem;margin:10px 0 5px;color:var(--navy-deep)}
.calc input[type=range]{width:100%;accent-color:var(--gold)}
.calc .out{font-family:"Fraunces",serif;font-size:1.55em;color:var(--navy-deep);margin-top:12px}
.calc .out small{font-family:"Mulish",sans-serif;font-size:.5em;color:var(--ink-soft);font-weight:600}
.calc .rowval{display:flex;justify-content:space-between;font-size:.9rem;color:var(--ink-soft)}

/* accordion / FAQ */
details{background:var(--card);border:1px solid var(--line);border-radius:11px;margin:9px 0;
  padding:0 18px;box-shadow:0 3px 10px rgba(16,26,55,.05)}
details summary{cursor:pointer;font-weight:700;padding:14px 0;list-style:none;color:var(--navy-deep);
  position:relative;padding-right:30px}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";position:absolute;right:2px;top:13px;font-size:1.3em;color:var(--gold-deep)}
details[open] summary::after{content:"\2212"}
details p{padding-bottom:14px;margin:0;color:var(--ink-soft)}
.faq h2{margin-bottom:.4em}

/* CTA */
.cta-block{background:linear-gradient(120deg,var(--navy-deep),#1c3a6e);color:#fff;border-radius:var(--radius);
  padding:24px 26px;margin:26px 0 8px;text-align:center;box-shadow:var(--shadow)}
.cta-block h3{color:#fff;margin:.1em 0 .4em}
.cta-block p{color:#d3deef;margin:.2em auto 1em;max-width:640px}
.btn{display:inline-block;background:linear-gradient(180deg,var(--gold),var(--gold-deep));color:#1c1402;
  font-weight:800;padding:13px 30px;border-radius:10px;box-shadow:0 5px 16px rgba(184,135,26,.45);font-size:1.02em}
.btn:hover{filter:brightness(1.06);text-decoration:none}

/* authority links */
.auth a{font-weight:600}

/* footer */
.site-foot{background:var(--navy-deep);color:#c4d0e6;margin-top:40px;padding:34px 0 22px;font-size:.93rem}
.foot-cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:26px}
.site-foot h4{color:#fff;font-family:"Mulish",sans-serif;margin:0 0 .6em;font-size:1rem}
.site-foot ul{list-style:none;padding:0;margin:0}
.site-foot li{margin:.32em 0}
.site-foot a{color:#c4d0e6}
.site-foot a:hover{color:#fff}
.site-foot .rg{display:flex;align-items:center;gap:10px;margin-top:12px}
.age{display:inline-grid;place-items:center;min-width:38px;height:38px;border:2px solid var(--gold);
  border-radius:50%;color:#ffd766;font-weight:800;font-size:.85rem}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:24px;padding-top:16px;font-size:.82rem;color:#94a3c2}

/* back to top */
#toTop{position:fixed;right:18px;bottom:18px;width:46px;height:46px;border:0;border-radius:50%;
  background:var(--navy);color:#fff;font-size:1.2em;cursor:pointer;opacity:0;pointer-events:none;
  transition:.25s;box-shadow:0 6px 18px rgba(13,29,60,.4);z-index:40}
#toTop.show{opacity:1;pointer-events:auto}

/* lightbox */
.lightbox[hidden]{display:none}
.lightbox{position:fixed;inset:0;background:rgba(8,14,30,.9);display:flex;align-items:center;
  justify-content:center;z-index:90;padding:20px;cursor:zoom-out}
.lightbox img{max-width:96%;max-height:92%;border-radius:10px;box-shadow:0 20px 60px rgba(0,0,0,.6)}

/* desktop gutter wrapper for main already via .wrap */
@media(max-width:880px){
  body{font-size:16px}
  h1{font-size:1.62em}
  h2{font-size:1.3em}
  h3{font-size:1.12em}
  .head-row{height:58px}
  .burger{display:block}
  .nav-main{display:none;position:absolute;left:0;right:0;top:58px;flex-direction:column;
    align-items:stretch;gap:0;background:var(--navy-deep);padding:8px var(--gutter) 16px;
    box-shadow:0 18px 30px rgba(13,29,60,.4)}
  .nav-main.open{display:flex}
  .nav-main a{padding:13px 6px;border-bottom:1px solid rgba(255,255,255,.07);font-size:1rem}
  .cta-head{margin:10px 0 0 !important;text-align:center}
  .proscons{grid-template-columns:1fr}
  .foot-cols{grid-template-columns:1fr;gap:20px}
  .verdict{flex-direction:column;align-items:flex-start}
}